Since we move alot, I like to spend money on accessories, they travel well and don't keep you pinholed to one design style like furniture. Little investment pieces splashed throughout the house can make everything look & feel like you have put much more money into the project.
No one can complain about cost, as it is so easy to find consignment items. The computer generation can garage sale hop while waiting for a Doctor's Appointment. So buy used, or new, just keep it timeless.